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What specialized coverage does Farmers offer

Find out more about any of these specialized coverage options available for your business:
 

• Employee Benefits Liability Insurance
• Commercial Automobile Insurance
• Garage keepers Insurance
• Earthquake Insurance (where available)
• Umbrella Insurance
• Business Life Insurance
• Pollution Liability Insurance
• Surety Bonds
• Equipment Breakdown Insurance
• Building Ordinance Insurance
• Condominium Directors & Officers Liability Insurance
• Condominium Unit-Owners Insurance
• Personal Insurance

 

Specific questions related to the types of business insurance offered at Farmers?

Artisan Contractor Insurance - Coverage for carpenters, plumbers, electricians, painters, mason service providers, landscape gardeners, janitors and carpet cleaners.
 

• What is Equipment Breakdown coverage?
• What does Installation coverage pay for?
• What does Tools and Equipment coverage pay for?
• What additional coverage is available for work performed by others?
• Does my policy cover me for construction defects?

Auto Trades Insurance - Coverage for body shops, repair garages, auto dealerships, quick lube oil change outlets, transmission shops, muffler shops, auto glass shops, and gasoline service stations.
 

• Am I covered for loss of income if my business is shut down due to a loss?
• Is there a way to cover my employee's tools used in the business? \

Commercial Real Estate Insurance - Coverage for office buildings, retail shopping centers, buildings used for manufacturing and industrial assembly, and private commercial warehouses.
 

• I own an office building and rent suites to tenants. Are the elevators in my building

covered?

• Is there a policy that would pay for new replacement locks for the entire building should my employee lose the master key?
• How does your policy add value for my tenants?
• What should I consider when looking for a new business location?

Habitational Insurance - Coverage for apartment owners, condo association members, expanded directors and officers liability and business income.
 

• Does Farmers write apartment and condominium insurance?
• What is included in Condominium Directors and Officers Liability Insurance?
• What is Condominium Unit-Owners Insurance?

Manufacturing Insurance - Coverage for manufacturers of food, plastics and rubber products, office equipment, metal working and metal products fabricators, and audio, video, and communications equipment fabricators.
 

• What is Product Recall coverage?
• How can I make sure I have complete coverage for my sophisticated high-tech equipment?
• Why does a job shop that doesn't make a product need Products coverage?

Restaurant Insurance - Coverage for buffets, cafes, cafeterias, carry-out restaurants, coffee shops, fine dining restaurants, delis, drive-ins, and fast food.